Everything You need to know about buying cannabis seeds with PayPal. Seed banks are a huge platform. Discover which major seed banks accept PayPal in 2021. Looking For Seed Banks That Accept PayPal? Click here to find out why it's hard to find any and which seed banks take paypal.
Buying Marijuana Seeds with PayPal in 2022
In 2022, internet commerce is king. People go online to buy everything from furniture to clothing, e-books and electronics. They also go online to buy cannabis seeds.
When shopping online, most stores give you a variety of payment methods, from credit cards to cryptocurrencies like Bitcoin. Another popular payment method is PayPal. This leads many cannabis connoisseurs to ask: “Can I use PayPal for marijuana seeds?”
The answer is yes and no. Read on and we’ll explain in more detail.
The Pros of Using PayPal
Why do people love PayPal for online shopping? For one, it’s incredibly convenient. With a single username and password, PayPal gives you the ability to pay through an account that can be linked to your bank account or any credit card. You can also make payments, send, and receive money to and from your PayPal account itself.
The latter option is particularly wonderful for making purchases that you’d prefer not show up on your bank or credit card statements. All you have to do is transfer money from your bank account to your PayPal account. All you’ll see on your bank statement is a PayPal transfer. After that, the purchases you make with the transferred money are confined to PayPal and won’t register on your bank statement at all. Although it’s legal to purchase cannabis seeds in most places, there are various reasons why people may want to maintain their privacy in terms of these sorts of purchases showing up on their bank and credit card accounts – particularly if statements for those accounts are mailed to their homes.
PayPal is also a wonderfully secure way to shop. They act as gatekeepers for your financial information. In other words, if you use a credit card to make a purchase through PayPal, your account information stays with PayPal – they never share it with the merchant. PayPal simply sends them the payment and charges your credit card. Like a credit card company, PayPal constantly monitors your account for any suspicious activity that looks like it may be fraudulent so they can alert you if someone makes unauthorized purchases on your account.
Making purchases this way also affords you dispute resolution if there are any problems with a transaction, as well as purchase protection on anything you buy through PayPal. When it comes to PayPal and marijuana seeds in 2022, many buyers feel that this is a good insurance policy, especially if they’re purchasing from a little-known shop. (We’ll talk more about why that’s a bad idea, however, later in this article.)
Bergman’s Gold Leaf
Girl Scout Cookies
The Down Side of Using Paypal for Cannabis Seeds
Unfortunately, as wonderful, private and convenient as it may sound to buy cannabis seeds with PayPal, in 2022, things have become so complex that it’s not usually possible.
Why? Most of the larger, more reputable seedbanks won’t take PayPal anymore. One reason for this is that PayPal has an acceptable use policy that every user must agree to when they create an account. The policy states that PayPal may not be used to send or receive payments for narcotics, steroids, controlled substances, or drug paraphernalia.
While cannabis seeds aren’t technically considered a “controlled substance” in most places, unfortunately, PayPal gets the discretion to decide what transactions constitute a violation of their rules. This is covered in PayPal’s User Agreement. This means that while a seedbank may operate for years accepting PayPal for seeds, it only takes one transaction to be flagged to potentially derail everything. Shops risk having their payments frozen and their accounts shut down.
For seedbanks that are willing to run the risk of allowing their customers to buy cannabis seeds with PayPal, commissions are very high. In 2022, PayPal charges 2.9% + $0.30 USD per transaction. This sends some online cannabis seed retailers looking for other more affordable ways to sell their product.
Which Shops Accept Paypal for Cannabis Seeds?
Unfortunately, worry about policy enforcement and high commissions has caused many of the larger, better-known seedbanks to move away from accepting PayPal seed payments. Crop King Seeds, one of our trusted and most-recommended seedbanks, was one of the latest to stop accepting PayPal. (They do, however, accept credit cards and Bitcoin, so it’s still easy to make convenient and even anonymous payments for your cannabis seeds.)
Many other smaller shops still do accept PayPal, although they try to be discrete in the way they handle the payments so as to avoid having their accounts flagged. This is a risky game, however, both for the shop and for any buyers who take the gamble of getting their PayPal accounts suspended if a cannabis seed purchase attracts notice.
For customers using PayPal to buy cannabis seeds because of the Purchase Protection promise, buyer beware! On the PayPal website, the company lists specific items that are not covered by PayPal Purchase Protection. One of the things listed is “Items that violate our policies.”
If you buy weed seeds through PayPal and receive a batch of bad seeds from a little-known seedbank, it’s unlikely that PayPal is going to have any sympathy when you call them up or email them to tell them what you’ve purchased. You could even risk having your own account frozen or suspended due to purchasing items that violate PayPal’s policies.
Your Best Bet? Buy from Reputable Seedbanks
Problems with low-quality products and seedbanks with poor customer service sparked us to create reviews of the best and most-recommended online shops to buy cannabis seeds in 2022. We hope to guide our readers to the places with the best selection of strains, the most high-quality seeds, and the most excellent customer service should a problem arise with an order.
That last bit is incredibly important. When you shop at a reputable seedbank, you shouldn’t have to worry about security or the need to buy cannabis seeds with PayPal. Larger, well-known seedbanks will keep your credit card information secure, as well as provide stealth shipping to help you maintain your privacy. If you’re worried about a cannabis seed purchase showing up on your credit card or bank statement, many online seedbanks (such as ILGM Seed Bank) now take Bitcoin. If you’re hoping to make a 100% anonymous purchase without leaving any financial footprint, buying cannabis seeds with Bitcoin is the way to go.
The point is, even with the snags cannabis fans have hit with buying marijuana seeds through Paypal, in 2022, there are still many different ways to purchase your seeds in a secure, safe manner. Check out our reviews to learn which seedbanks we love best…and happy shopping!
Parent Page: Marijuana Seeds for Sale
Seed Banks That Take PayPal – (UPDATED)
One of the qualities of a good seed bank is versatility especially when it comes to payments. Remember, you must only transact business with seed banks that can provide the payment method that you trust and prefer. And when it comes to purchasing seeds online, not all online seed banks use PayPal, one of the most reliable online payment methods that offer secure, safe, and fast transactions.
Let’s find out which seed bank offers PayPal this year and the pros and cons of using this method in this cannabis seeds buying guide.
Cannabis Seed Banks That Accept PayPal Payments
Two top seed banks currently accept PayPal payments, Crop King Seeds and Sun West Genetics.
Crop King Seeds – Editor’s Pick
REMINDER: To proceed with PayPal as your payment option, please contact crop king seeds live chat, email or phone that you want to pay using PayPal.
Crop King Seeds is a cannabis seed bank with headquarters in the U.S. and Canada. This seed bank ships its products to customers located anywhere in the world. Crop King Seeds is known for its large library of cannabis seeds and its easy and fast ordering system. Also, it has a variety of accepted payment methods including PayPal payments. Other methods include major credit cards (Visa and MasterCard), Interac E-Transfers for Canadian customers, and cryptocurrencies like Bitcoin.
Crop King Seeds offers a wide variety of cannabis seeds including autoflowering, regular, feminized, and best-selling medicinal and recreational seeds strains. Deliveries are fast which can take only a few days in Canada and a few weeks when orders are sent abroad.
Sun West Genetics
Sun West Genetics is another seed bank that accepts PayPal payments. This seed bank is from Canada but will ship orders to anywhere around the world. Sun West is popular for their organic seeds and prides in offering only the freshest and easy to germinate seeds online.
Aside from PayPal payments, Sun West Genetics also accepts credit card payments (Visa and MasterCard), Interac E-Transfers for Canadian customers, and cryptocurrencies such as Bitcoin. Just like Crop King Seeds, expect shipping to just take a few days when orders are made in Canada. Orders abroad will only take a few weeks to arrive.
Advantages of Using PayPal When You Buy Cannabis Seeds
PayPal is one of the most trusted online payments around but it’s not for everyone. Here are the pros and cons of using PayPal to buy cannabis seeds online.
PayPal is Versatile
PayPal is easy to use and is accepted by a wide variety of shops and stores online. It is available in almost all countries plus, adding money to your account is easy to do. You can use your credit card to add money, just link your credit card or debit card to your PayPal account. You can also link your bank account if you don’t have a credit card.
PayPal is Safe
PayPal is safe to use while shopping for cannabis seeds online. When you use PayPal, you don’t need to use your banking and credit card information when you need to pay. There’s so much at risk when you reveal your personal and banking information online; you could lose money if you’re not careful.
When you choose PayPal during checkout, you just select the option and you will be redirected to a PayPal log-in page. Once you have logged in, simply input the amount you need to pay. Sometimes, the amount is already indicated. All that’s left to do is to click “Agree” or “OK” to process your payment.
PayPal Cares About Your Privacy
As mentioned, PayPal is very particular about privacy. You won’t have to worry about making a payment, big or small. PayPal is a trusted site for payments with a solid 22 years of online service. It has around 305 million members as of 2020 with more than 300 markets. It is also available in 25 currencies all over the world.
PayPal is Accessible Anywhere
You can access your PayPal account and pay for anything online wherever you are. You can be in a remote area and still use PayPal for payments. As long as you have a smartphone and mobile internet, you can use PayPal as payment.
PayPal May Offer Special Deals & Discounts
There are times when PayPal offers. You can find these special offers from their site under the “Offers” section. Currently, PayPal has a special $20 off on TurboTax available until October 2021. Other offers are for eBay, Walmart, Champion, Groupon, Shoes.com, Under Armour, and Cost Plus World Market.
PayPal Can Be Used By People Who Work Online
Some online clients and employers prefer to pay through PayPal. If you work online, it’s likely your boss will require you to have a PayPal account for payments.
Disadvantages of Using PayPal When Buying Weed Seeds
Take note of the following disadvantages of using PayPal to buy cannabis seeds.
PayPal is Not Accepted By All Seed Banks
A lot of seed bank sites still don’t accept PayPal as payment. This is why we only have two confirmed seed banks on our list. There is no information if other sites are considering PayPal this year.
PayPal Application is Tedious
Because PayPal is very serious about protecting your privacy online it takes a long process to sign up. First, you need to sign up from their site but after you’re done, you can’t use your account yet. You must verify your account by adding a bank account or credit card.
But once you’re verified, you still need to wait for around 30 days before you can do anything with your account. If you are getting paid through PayPal, you need to wait 21 days or more before this payment is released to your bank account.
Conclusion, Seed Banks That Take PayPal
PayPal has a lot of advantages but still has some disadvantages as well. People who use PayPal have learned to live with these cons and are now happily using PayPal in their everyday online transactions.
Seed Banks That Take PayPal In 2022 (The Full List)
Paypal is one of my favorite payment methods, I use it to pay for everything I buy online.
It’s fast, safe, and convenient.
That’s why I find it so frustrating that most seed banks don’t accept it as a form of payment.
Paypal’s user agreement policy prohibits sellers from receiving payments for “narcotics, steroids, controlled substances, and paraphernalia”. Due to this, the vast majority of seed banks have stopped accepting Paypal as a form of payment.
That said, there are some smaller and more secretive seed banks that may continue to use Paypal.
However, buying from these is not recommended due to legal implications, as well as your own safety.
Keep reading to find out why Paypal has this policy and why you should avoid seed banks that still accept it.
Why Do Many Seed Banks Not Accept Paypal?
Seed banks do not accept Paypal because marijuana is a controlled substance within the USA and in many other countries around the world.
While cannabis seeds are not technically classified as a controlled substance, Paypal chooses to err on the side of caution.
While seed banks may operate for years while using Paypal, a single transaction may be flagged by federal regulators or prosecutors.
Federal agencies have the potential power to freeze payments, shut down accounts, and worse.
Another reason why most seed banks no longer accept Paypal is due to high transaction costs. As of right now, Paypal charges a 2.9% fee, plus an additional $0.30 USD on all transactions. These Paypal transaction fees can even be much higher depending on the country you are in and sending it to.
The combination of high transaction fees and the potential for legal ramifications has forced most seed banks to stop using Paypal.
Why You Should Avoid Paypal When Buying Cannabis Seeds Online.
Even if you find seed banks that accept Paypal, it’s not a good idea to pay using this method.
There are two main reasons why you should avoid using Paypal to purchase cannabis seeds:
1. Your PayPal Account Could Get Shut Down
The main reason to avoid using Paypal to purchase from seed banks is that it may have consequences for your PayPal account.
If the payment is flagged as having been for a prohibited substance that goes against Paypal’s user policy, your account will likely be shut down.
It is unlikely that federal prosecutors will come after you for buying seeds online.
However, to avoid any legal issues, Paypal may flag you and potentially ban you from using their service in the future.
About a year ago, I had a friend who purchased a large number of seeds using Paypal.
His account was flagged and then shut down shortly afterward.
He also never received his seeds in the mail.
Although Paypal does not expressly state that purchasing seeds is prohibited, it appears to be monitored on a case-by-case basis. It is rare for Paypal to take action against buyers, but still possible.
2. Refund Issues
The other reason why Paypal is best avoided for seed bank purchases is due to issues with delivery and quality.
When you pay for your seeds using a method such as a credit card, you are much more secure. If your shipment goes missing or you get substandard products, you can return them and get your money back.
However, if you use Paypal, you will have to go through their moderation system to get your money back. If Paypal figures out that your payment was used for cannabis seeds, they will most likely not assist you in getting your refund.
Is This Likely To Change In The Future?
I do love using Paypal for everything and anything, so it is my hope that seed banks will start accepting it again in the near future. How likely is this to happen though?
The Current Administration
What needs to be said is that the current Republican administration in the USA has taken a very hardline stance against drugs. The current president and his cabinet have done everything in their power to block anything pro-cannabis.
Under the current administration, the stance towards cannabis, and towards using Paypal to pay for seeds and paraphernalia, is unlikely to change. I cannot see the current POTUS changing his mind on the matter.
The SAFE Banking Act
That said, there is a small glimmer of hope for those of us looking to use Paypal to buy cannabis seeds.
It has to do with the recently introduced SAFE Banking Act. The SAFE Banking Act is a piece of legislation which aims to make it illegal for federal prosecutors to go after banking institutions such as Paypal, for dealing with illegal substances.
This is the case as long as the substance in question was purchased in a US State where the substance is legal.
This would mean that federal authorities could not prosecute Paypal for accepting payments for cannabis seeds.
This would make it much safer for seed banks and Paypal to work together, as both parties would not be at risk of facing federal repercussions.
Yet, now, this act has not yet been approved. The current government has taken a hard stance against cannabis, as well as this SAFE Banking Act. Although there is some hope for this act passing in the distant future, the chances now are not great.
What Payment Method Should You Use Instead?
There are a few payment methods which I prefer, both due to security reasons and for refund reasons.
Bitcoin & Cryptocurrencies
Bitcoin and altcoins are always the go-to payment methods for me.
The reason is that Bitcoin wallets and payments cannot be traced and are very secure.
Most seed banks also offer a generous discount on your order if you pay with bitcoin.
Check out how easy it is to create a bitcoin account below
Using a credit card to buy from seed banks is always a safe bet. Reputable seed banks have secure payment gateways which keep your financial information safe. Also, if you need a refund for any reason, getting it from your credit card provider is usually no problem.
I am also fine with using debit cards to pay for cannabis seeds. The only difference between using your debit and credit card is paying with existing funds and paying via credit.
Bank Transfers & Money Orders
Depending on where you live, you may or may not be able to pay for seeds using bank transfers, E-transfer, and money orders. These all tend to be very safe and secure payment methods. That said, getting a refund after having paid with any of these methods may be problematic. Most of these methods also come with hefty transaction fees.
Although you can take your chances and send cash in the mail, this is not recommended. If your cash goes missing, there will be nothing you can do about it.
I have lost a cash payment in the mail, and have never tried doing so again. If a seed bank is not reputable, they may even receive your cash but refuse to acknowledge it.
Which Seed Bank Should You Use?
You want to buy from reliable seed banks with high trust ratings and a variety of secure payment methods. Here are some of my personal favorites.
Here I have also included a detailed guide that outlines the most reputable seed banks to buy from. You never want to take risks here, especially when it comes to seed banks that are trying to deceive Paypal.
Seed Banks That Take PayPal
In short, any reputable seed bank will not accept PayPal.
So even if you do manage to find seed banks that accept PayPal, I would not recommend purchasing from them.
Seed banks that still accept Paypal run the risk of legal complications.
At the very least, your Paypal account may get shut down.
Also, if you need a refund for your seeds, you won’t be able to request it via PayPal.
Let me know if you have any questions in the comments!
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Hey, I’m James! The founder and head writer here at GreenBudGuru.com. I started this site to share my passion and knowledge of all things cannabis. I used to work as a budtender in central Amsterdam, and have over 7 years of growing experience.
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Hi, I’m James, the founder of GreenBudGuru. I started this site in 2018 to help new cannabis growers avoid the common mistakes that I made as a beginner with easy-to-follow guides. GBG is now read and trusted by over 100,000 people each month.